Credit Score and Credit Reports – Are they different?

Credit Report vs. Credit Score Many people use the terms “credit report” and “credit score” interchangeably, but they are not the same. Your credit report is a detailed account of your credit history, while your credit score is a three-digit number signifying your credit-worthiness. You are entitled to three free credit reports per year, but […]

Check Your Free Credit Report Campaign

The Check Your Free Credit Report Campaign: 2/2, 6/6, 10/10 (February 2, June 6 and October 10) is an easy way to remember set aside five minutes on these dates to pull one credit report from one credit bureau. All Americans can pull their reports at periodic intervals annually. Federal law allows each of us to […]

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