Knowing your spouse or partner’s credit history is as important as knowing your own. When in a relationship, your partner’s credit can become a source of stress and may affect your ability to secure a home or auto loan. One of the major credit reporting bureaus, Experian, reports that 61 percent of men and 39 […]
The University of Wisconsin-Extension “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign seeks to make the process of remembering to order a free credit report as easy as possible. Anyone can sign up to receive an email reminder from UW-Extension three times a year—on 2/2, 6/6, and 10/10—on the campaign’s website: fyi.extension.wisc.edu/creditreport. While you […]
The recent data breach in the news comes from Equifax, one of the three major credit bureaus in the U.S. This breach involves computer hackers accessing personal data – social security numbers, birth dates, addresses, and potentially more information – of 143 million U.S. consumers. Fond du Lac County UW Extension Family Living Educator Shelley […]
If you believe you are the victim of identity theft, visit the Federal Trade Commission’s identity theft website, which lists the steps you need to take. The FTC has a second website, “Immediate Steps to Repair Identity Theft,” with similar information. For individuals who believe they have been or will be the victims of identity theft, […]
Further information and resources: The Equifax Data Breach: What to Do Equifax Announces Cybersecurity Incident Involving Consumer Information Check Your Free Credit Report Campaign Annual Credit Report
The University of Wisconsin-Extension “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign seeks to make the process of remembering to order a free credit report as easy as possible. Anyone can sign up to receive an email reminder from UW-Extension three times a year—on 2/2, 6/6, and 10/10—on the campaign’s website: fyi.extension.wisc.edu/creditreport. While you […]
UW-Extension campaign highlights simple way to check your free credit reports UW-Extension’s ongoing “Check Your Free Credit Report Campaign: 2/2, 6/6, 10/10” points out that it is much more important to check your credit report regularly than to know your credit score. Your credit score is calculated using information in your credit report, and it […]
Much like efforts that encourage people to get a medical check-up or a flu shot, a campaign by University of Wisconsin-Extension educators urges people to check their credit report to improve their financial health. The “Check Your Free Credit Report: 2/2, 6/6 10/10” campaign can make it easier for people to monitor their financial well being. Shelley […]
Credit Report vs. Credit Score Many people use the terms “credit report” and “credit score” interchangeably, but they are not the same. Your credit report is a detailed account of your credit history, while your credit score is a three-digit number signifying your credit-worthiness. You are entitled to three free credit reports per year, but […]
The Check Your Free Credit Report Campaign: 2/2, 6/6, 10/10 (February 2, June 6 and October 10) is an easy way to remember set aside five minutes on these dates to pull one credit report from one credit bureau. All Americans can pull their reports at periodic intervals annually. Federal law allows each of us to […]
